Terms of Service

1. Agreement to These Terms

These Terms of Service ("Terms") govern your access to and use of the website located at thrivinghenry.com (the "Site"), operated by Henry Finkelstein ("we," "us," "our," or, as before, "Henry, sitting at a desk"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site. We will miss you, but we will understand.

2. Who Can Use the Site

You may use the Site if you are at least 13 years old and able to form a binding agreement where you live. If you are using the Site on behalf of an organization, you represent that you have the authority to accept these Terms on its behalf. Keyboard-crawling toddlers are welcome to observe but cannot accept these Terms.

3. Content and Ownership

Unless otherwise noted, the writing, images, code samples, tools, and other materials on the Site (the "Content") are owned by Henry and protected by copyright and other applicable laws.

We want ideas here to travel. Until the Thriving Commons license is published, you may read, share, link to, and quote reasonable excerpts of the Content for personal, educational, or non-commercial purposes, provided you give clear attribution and a link back to the original. Please ask before republishing whole pieces, using the Content commercially, or using it to train a commercial model. When Thriving Commons is published, it will govern reuse of the Content it covers, and these Terms will be updated to say so.

Third-party trademarks, quotes, and materials referenced on the Site belong to their respective owners.

4. Not Professional Advice

The Site shares one person's experiments, opinions, and lessons learned about work, AI, family, and money. It is offered for general informational and educational purposes only. Nothing on the Site, including calculators, playbooks, quests, and worked examples, is financial, legal, tax, medical, or other professional advice, and using the Site does not create a professional or advisory relationship. Please consult a qualified professional before making decisions that matter. Any consulting engagement is governed by a separate written agreement, not these Terms.

5. Tools and Calculators

Interactive tools on the Site, such as the Thriving Wage calculator, produce estimates based on the inputs you provide and the assumptions described alongside them. Estimates are not guarantees. Your actual results will depend on circumstances the tool cannot see, which is most of them.

6. Things You Submit

When you send us a message, subscribe to the newsletter, or (if and when those features are enabled) post a comment or vote, you are responsible for what you submit. You keep ownership of it. For public submissions like comments, you grant us a non-exclusive, royalty-free, worldwide license to display, store, and moderate them on the Site. We may remove any submission at our discretion. How we handle the personal information you share is described in our Privacy Policy.

7. Acceptable Use

Please do not use the Site to:

• Break the law or infringe anyone else's rights.
• Send spam, malware, or anything designed to harm people or systems.
• Harass, threaten, or impersonate anyone.
• Probe, scan, or test the Site's vulnerabilities without permission, or interfere with its operation. (If you find a security issue, we'd genuinely like to hear about it via the connect page.)
• Scrape or access the Site at a volume that degrades it for everyone else.

8. Links to Other Sites

The Site links to websites and services we do not control. We are not responsible for their content, policies, or practices. A link is a recommendation to look, not a warranty of what you'll find.

9. Disclaimers

The Site and its Content are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We try hard to be right. We are occasionally wrong. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, Henry will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising out of or related to your use of the Site. Our total liability for any claim relating to the Site will not exceed eighteen U.S. dollars (US$18). Some jurisdictions do not allow certain limitations, so some of these may not apply to you.

11. Changes to the Site and These Terms

We may change, pause, or retire any part of the Site at any time. We may also update these Terms. When we make a material change, we will revise the "Last updated" date above. Continued use of the Site after a change means you accept the revised Terms.

12. General

These Terms are governed by the laws of the State of California, without regard to its conflict-of-law rules. Any dispute relating to the Site or these Terms will be brought exclusively in the state or federal courts located in California, and you and we consent to their jurisdiction. We would much rather talk it through first.

If any part of these Terms is found unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver of it. These Terms, together with the Privacy Policy, are the entire agreement between you and us about the Site.

13. Contact Us

Questions about these Terms? Use the connect page. Henry reads every message, including the ones about Section 10.